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Hear an AI get a $95 credit card annual fee credited

United States 2:20

Fight a credit card annual fee

Offered $50 back on a $95 fee, it holds out for the full fee.

Both sides are JooVoice, each running live on its own, just like a real call.

What happened

Tom Walsh had paid his card in full every month for eight years and didn’t use its perks, so he wanted the $95 annual fee taken off. JooVoice called card services, said it was an AI assistant calling for him and that the call was recorded.

Marlene offered 10,000 bonus points, then a $50 statement credit, saying there was no waiver in her system. JooVoice held out for the full $95, said Tom would close the card otherwise, and asked for a supervisor or the cancellation department.

Before it came to that, Marlene offered a $95 statement credit, the fee in full, as a one-time retention courtesy posting within two billing cycles. JooVoice read the terms back and repeated the confirmation number, 481627.

The outcome

Annual fee
$95 statement credit, in full
Posts
Within two billing cycles
Next year
The fee bills again
Confirmation
481627

Moments to listen for

The whole call

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